Condo insurance, or HO-6 insurance, is designed to protect your individual condominium unit and personal belongings. It typically covers personal property, liability, and additional living expenses if your condo becomes uninhabitable due to a covered event.
Personal Property Coverage
Liability Protection
Additional Living Expenses
A standard condo insurance policy includes coverage for personal property, liability, and additional living expenses. It may also cover structural elements inside your unit, such as flooring, cabinets, and countertops, depending on your condo association's master policy.
Coverage for Interior Structure and Fixtures
Protection for Personal Property and Belongings
To determine the appropriate coverage, consider the value of your personal belongings, the extent of your condo association's master policy, and potential liability risks. Consulting with an insurance professional can help tailor a policy to your specific needs.
Personal Belongings
Association Coverage
Liability Risks
Securing condo insurance is essential to protect your personal property, liability, and additional living expenses. It ensures that you're covered in the event of unexpected incidents, providing peace of mind and financial security.
