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Choosing The Right
Coverage For Your Car

You can protect your vehicle and yourself in the event of an accident or other unfortunate circumstance with several types of auto coverage.

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Liability Coverage

Liability coverage is typically required by law in most states. It includes bodily injury liability, which covers injuries or death to others in an accident you're responsible for, and property damage liability, which covers damage to other people's property caused by your vehicle.

Collision Coverage

Collision coverage pays for the damage to your vehicle caused by a collision with another vehicle or object, regardless of who is at fault. It usually requires you to pay a deductible before the insurance coverage kicks in.

Comprehensive Coverage

Comprehensive coverage helps cover damage to your vehicle caused by incidents other than collisions. This includes theft, vandalism, fire, natural disasters, falling objects, and animal collisions. Like collision coverage, comprehensive coverage usually requires a deductible.

Gap Insurance

If you're financing or leasing a vehicle, gap insurance can be helpful. It covers the difference between the actual cash value of your vehicle and the amount you still owe on the loan or lease if your vehicle is totaled in an accident.

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New York, NY

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